Xuejie Chen

Research Interests

My research interests lie at the intersection of artificial intelligence, financial risk management, and model governance. Specifically, I focus on large language models, generative AI, and agentic AI systems in the financial industry, with particular attention to explainability, model risk, regulatory governance, and responsible AI adoption. My work aims to explore how advanced AI systems can be effectively used in regulated financial institutions while maintaining transparency, auditability, fairness, and compliance with supervisory expectations.

Publications

Towards Trustworthy and Explainable AI for Credit Risk Decisions. Submitted in April 2026.